How do I receive USD?

To receive unlimited USD payments, simply copy your account details and share them with your clients or counterparties.

Please note that you can also access your account details by navigating to the left sidebar, then Account Details, and finally selecting United States Dollar. Or you can see it from the overview tab -> United States Dollar

Once you click on the currency, you will see the page below. To send your details to your client, click on the copy account details button. 

For payments originating within the US, there are three primary methods:

ACH: Share your ACH details, including your account number, routing number, and bank details. ACH transfers typically take 1-3 business days to complete. Receiving ACH transfers is free, and the sender usually does not incur fees.

Fedwire: If ACH is not feasible, you can opt for Fedwire, which allows for instant funds transfer within the US, often taking just a few minutes. 

RTP (Real-Time Payments): RTP enables immediate fund transfers, but its adoption is not widespread. It's recommended only if the sender bank has adopted this method.

For payments originating outside the US, SWIFT is the preferred option:

Simply share your SWIFT account details. There's no limit on the amount you can receive, and the processing time depends on the sending and intermediary banks involved. 

Start receiving your USD payments seamlessly today by opening your Winvesta account.